Cover4Caravans » Resources » FAQ » FAQ – Can I insure my caravan’s contents?

FAQ – Can I insure my caravan’s contents?

Yes you can. Contents insurance is important because caravan crime is not restricted to the physical theft of the caravan itself.  Unfortunately burglars and opportunist thieves sometimes see unattended caravans as a major chance to get what they might interpret to be some easy pickings.

The cover provided by an insurance policy may vary though in a number of aspects.

Things that you may wish to take into account might include:

  • the maximum insured amount possible;
  • the maximum amount claimable for an individual item;
  • whether or not certain generic categories of item are excluded from cover (such as electronic items, gadgets, jewellery, cameras, computers and so on);
  • if the policy requires you to remove certain categories of item from the caravan when you are closing it up for a period of time;
  • the mandatory use of certain security locks and bolts on doors and windows; etc.

Note also that some policies may stipulate certain things relating to the minimum security available on the campsite before cover would be valid. In the case of touring caravans, your policy may also require certain things relating to where you may or may not unhitch your caravan and leave it unattended.

As you might expect, the conditions may vary between the different types of caravan such as statics, tourers and park homes etc.

As always, we would welcome your enquiries for more details and will be only too happy to talk you through just how caravan contents insurance might help to protect your financial interests.

Yes you can. Contents insurance is important because caravan crime is not restricted to the physical theft of the caravan itself.  Unfortunately burglars and opportunist thieves sometimes see unattended caravans as a major chance to get what they might interpret to be some easy pickings.

The cover provided by an insurance policy may vary though in a number of aspects.

Things that you may wish to take into account might include:

·         the maximum insured amount possible;

 

·         the maximum amount claimable for an individual item;

 

·         whether or not certain generic categories of item are excluded from cover (such as electronic items, gadgets, jewellery, cameras, computers and so on);

 

·         if the policy requires you to remove certain categories of item from the caravan when you are closing it up for a period of time;

 

·         the mandatory use of certain security locks and bolts on doors and windows; etc.

Note also that some policies may stipulate certain things relating to the minimum security available on the campsite before cover would be valid. In the case of touring caravans, your policy may also require certain things relating to where you may or may not unhitch your caravan and leave it unattended. 

As you might expect, the conditions may vary between the different types of caravan such as statics, tourers and park homes etc.

As always, we would welcome your enquiries for more details and will be only too happy to talk you through just how caravan contents insurance might help to protect your financial interests.