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How Do You Calculate The Premium For My Static Caravan Insurance?

We cannot disclose to you all of our secrets but we do look at many different factors when it comes to calculating your Static Caravan Insurance quotation.

However, you may be surprised to know that we do take into consideration the following information:–

  • Your age
  • Static Caravan Site Postcode
  • Static Caravan Value
  • Contents value
  • Previous Claims
  • Number of years you have been claim free
  • Caravan Club membership
  • Security
  • Claims history of the site where your caravan is located

All of the answers to these questions may have a bearing on the price we calculate for your Static Caravan Insurance, one of the major benefits for us is that this type of rating system allows us to alter rates and loadings in the specific areas which could be causing us a high ratio of claims etc.

The majority of Static Caravan Insurance Companies tend to offer a ”one rate fits all“ pricing but here at Cover4 we think we have developed a much fairer way of calculating your premium!