For many people, buying a park home may be the culmination of a long held dream. Getting a park home insurance quote may also be part of the plan to protect what could be a significant investment in the future.

What you look for in a quote though, depends very much on your own personal views of what your park home insurance needs to provide for you. Is it:

  • the cheapest;
  • the most expensive;
  • the one with the lowest excess;
  • etc.

The reality is that it could be any or none of these. What is the best park home insurance policy for one person may not be best for another. Different people have different priorities.

If you are serious about protecting your home and your investment, it may be that the actual level of cover provided that will be the most important aspect of any quote.

So before getting a park home insurance quote or indeed a number of quotes, you really may need to have a think about just what you consider are the important features you would like to see mentioned.

Using an online park home insurance provider such as ourselves to source these quotes may also make the whole process that bit easier.

You typically may be looking for:

  • cover for the building itself to protect you financially from the effect of damage from events like storms and lightning, fire and smoke damage, floods, earthquakes and the like;
  • insurance that protects you from claims from third parties that they have suffered injury or their property has been damaged in or around your park home;
  • cover for your contents and belongings against the natural events noted above but also from accidental damage, vandalism or theft (accidental damage cover for park homes may often be an optional extra as part of your cover).

You may also appreciate that some park home insurance policies may provide things like;

  • cover for lost or stolen money and credit cards;
  • a discount if you opt for combined buildings and contents cover;
  • reductions in premiums if approved security devices are fitted.

Once you have your park home insurance quote there may be no alternative but to settle down and read through the policy documents to make sure that the cover is fit for purpose (from your point of view of course!). Alternatively, if you prefer, please telephone us and we can help you select the caravan insurance that is most suitable for your circumstances – we will only be too pleased to help.

Cover4Caravans Ltd.
Cover4Caravans
80 Baxter Avenue
Southend on Sea
Essex, SS2 6HZ
Tel: 0800 9707 172
cover4caravans@alanblunden.co.uk
Insurance professionals since 1946
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