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How to compare static caravan insurance – Your FAQs

You might be wondering just how to best go about trying to get a more attractive deal on your insurance cover.

Here are some commonly asked questions on how to compare static caravan insurance in line with that objective.

Is a comparison going to require a lot of my time?

Possibly, though it rather depends how you go about it.

If you intend to look up lots of individual insurers and obtain many individual quotes, then you are likely to need a substantial amount of time if you are going to do justice to reviewing them in detail.

An alternative might be to go to a specialist provider of static cover such as ourselves at Cover4Caravans and ask us for options.

Will comparing quotations get me a cheaper price?

Perhaps – but it might be better to think in terms of cost-effective solutions rather than use the word cheap.

There is an important distinction between the two.  Cheap simply means the lowest cost and what might prove to be cheap for someone else might not end up being so for you.

By contrast, cost-effective means looking at the price in the context of the cover provided and taking into account any limitations and conditions of the policy concerned.

Why shouldn’t I just purchase the cheapest cover I can find?

Price is typically one of the top priorities for many caravanners searching for a policy.

However, it immediately becomes the lowest possible priority in any situation where you need to turn to your policy to make a claim.

If you reach that point, you will only be concerned about the quality of the cover provided by the policy and not its cost. That’s something that might suggest it would be a smart move to select a policy on that basis in the first place and not exclusively upon its price tag.

Can I reduce the cost of my existing policy?

You might be able to do so.

The fine detail may depend upon what your policy allows you to do and how flexible your provider is.  It is something perhaps best progressed by looking at the detail of the policy or having a discussion with whoever you purchased it from.

You may, for example, be able to obtain a significant discount in return for taking a higher excess on the policy.